Tustin, CA – Express Capital is a mortgage lender in Tustin that also has a strong presence in the other 50 states throughout the United States. The company operates as a direct lender, offering competitive mortgages to homeowners and homebuyers in and around the region. They also act as brokers between other lenders and clients. These different approaches position the company to offer a wide range of customized home loans.
Express Capital is associated with Florida Capital Bank, N.A. This provides the Tustin mortgage lender access to advanced systems and technology, streamlining its services to be more efficient and reliable. Besides having a well-structured business model, the company has a team of professional loan officers. They not only offer clients with more than 75 years of experience, but they are knowledgeable in various home loans.
Speaking more about their services and team, Express Capital’s representative noted, “We are problem solvers. You do not need to let obstacles with down payments or credit stop you from purchasing a home. Our loan officers will work hard to match you to flexible, affordable solutions so you can buy a home.”
Loan products include the Federal Housing Administration (FHA) backed mortgage loans with low down payments and affordable rates, bridge loans, and USDA mortgages for rural home purchases. Express Capital provides conventional conforming and non-conforming (jumbo) loans, interest-only mortgages, and mortgages backed by the U.S. Department of Veterans Affairs. Their products are also ideal for first-time home buyers and self-employed borrowers.
The loan process starts with a consultation where the interested buyer shares information, including the financial position. At this stage, the officer educates the client on different mortgage products to make a well-informed decision. Once the product has been selected, the client is issued a pre-approval that details the qualifying amount to be borrowed. With this document, home buyers can easily convince sellers of their genuine interest in their properties. Simultaneously, Express Capital handles the appraisal and underwriting. The client is issued conditional approval and loan commitment, receives a final mortgage approval, and closes the deal.
For clients’ convenience, the mortgage lender offers various online tools accessible through its website, including a home value estimate that clients can use to inquire about their properties’ market value within minutes. They can also confirm if they qualify for home loans or make an inquiry about mortgage repayment through a calculator.
Schedule a consultation by contacting one of the loan officers at Express Capital at (949) 751-6940. Visit the company’s website to learn more about the options the mortgage lender offers. Their office is located at 2552 Walnut Ave Ste 220, Tustin, CA, 92780, USA.
2552 Walnut Ave Ste 220
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